Coverstore
Product Portfolio

One platform. Multiple protection categories.

Every category is configured per partner — products, pricing, and journeys tailored to where your customers already are.

Digital Insurance

Personal, commercial, travel, health, cyber, credit-linked, and income protection products embedded into digital journeys.

Ideal partners

  • Banks & NBFCs
  • Consumer apps & websites
  • Travel platforms
  • Digital marketplaces

How it embeds

  • Bundled into loan, card, and deposit journeys
  • Offered at checkout or inside high-intent user flows
  • Priced and issued in real time through APIs
Discuss Digital products

Product examples

  • Travel protection
  • Health covers
  • Hospicash
  • Personal accident
  • Dengue cover
  • Critical illness
  • Personal cyber shield
  • Shop insurance
  • Transit & logistics
  • Credit life
  • Income protection

Parametric Index Solutions

Index-based protection that triggers payouts using objective third-party data such as rainfall, temperature, solar irradiance, or wind speed. When a predefined index threshold is crossed, the product can trigger faster payouts without traditional loss assessment.

Ideal partners

  • Gig & retail worker ecosystems
  • Agriculture & allied industries
  • Renewable energy partners
  • Retail aggregators

How it embeds

  • Linked to verified external data indices
  • Objective triggers defined per partner ecosystem
  • Faster payout flows without manual loss assessment
Discuss Parametric products

Product examples

  • Rainfall protection
  • Heatwave protection
  • Agriculture weather-index cover
  • Renewable energy generation protection
  • Gig worker footfall / order protection

Lifestyle & Tech Protection

Modern protection products for consumer lifestyle assets, warranties, digital wellness, and travel benefits.

Ideal partners

  • Retail aggregators & marketplaces
  • OEMs & brands
  • Consumer apps & websites
  • Travel platforms

How it embeds

  • Attached to product purchases at checkout
  • Co-branded certificates issued instantly
  • Claims routed to repair networks and service partners
Discuss Lifestyle products

Product examples

  • Screen break protection
  • Fluid damage protection
  • Laptop protection
  • Eyewear protection
  • Electric bike protection
  • Home appliance protection
  • Extended warranty
  • Older appliance protection
  • Guaranteed buyback
  • OPD consultation
  • Pharmacy allowance
  • Diagnostics
  • Travel pass & rewards

Not sure which category fits your platform?

Tell us about your customer journeys — we'll recommend the right protection products and embedding approach.