Embedded insurance and protection products for digital-first businesses
Launch tailored insurance, warranty, parametric, and lifestyle protection products directly inside your customer journey through lightweight APIs and partner-ready technology.
Built for high-volume digital ecosystems
Coverstore plugs into the journeys your customers already trust — lending, checkout, booking, and servicing.
Banks & NBFCs
Embed protection products into lending, deposits, cards, and financial customer journeys.
Consumer Apps & Websites
Convert existing user traffic into secondary monetization streams.
Travel & Mobility Platforms
Add travel protection, loyalty benefits, and instant digital certificates.
Retail & Digital Marketplaces
Bundle gadget protection, warranties, and lifestyle products at checkout.
One platform. Multiple protection categories.
Digital insurance, parametric index solutions, and lifestyle protection — configured per partner and delivered over the same APIs.
Digital Insurance
Personal, commercial, travel, health, cyber, credit-linked, and income protection products embedded into digital journeys.
- Travel protection
- Health covers
- Hospicash
- Personal accident
- Dengue cover
- Critical illness
Parametric Index Solutions
Index-based protection that triggers payouts using objective third-party data such as rainfall, temperature, solar irradiance, or wind speed. When a predefined index threshold is crossed, the product can trigger faster payouts without traditional loss assessment.
- Rainfall protection
- Heatwave protection
- Agriculture weather-index cover
- Renewable energy generation protection
- Gig worker footfall / order protection
Lifestyle & Tech Protection
Modern protection products for consumer lifestyle assets, warranties, digital wellness, and travel benefits.
- Screen break protection
- Fluid damage protection
- Laptop protection
- Eyewear protection
- Electric bike protection
- Home appliance protection
The orchestration layer between distribution, technology, and risk capital
Demand & Monetization
- Banks
- NBFCs
- Consumer apps
- Websites
- Retail aggregators
- Travel systems
Coverstore Hub
- API Gateway
- Distribution Engine
- Product Logic
- Pricing Rules
- Compliance Layer
- Claims Flow
- Data & Analytics Hub
Supply & Capital
- Insurers
- Underwriters
- Re-insurers
- OEMs
- Brands
- TPAs
- Repair networks
Coverstore connects partner demand with insurer capacity, product logic, certificate issuance, claims routing, and analytics through a single embedded protection layer.
Platform capabilities built for embedded distribution
Everything between the partner journey and the insurer — onboarding, issuance, claims, and analytics — handled in one layer.
Seamless Partner Onboarding
Deploy multi-category products using lightweight APIs and partner-ready flows.
Real-Time Issuance
Generate co-branded certificates, policies, and terms at the exact point of purchase.
Unified Claims Flow
Connect customers to TPAs, repair facilities, and claims service flows without operational friction.
Real-Time Analytics
Track gross premium, attachment rates, region-wise sales, claims performance, and partner trends.
From product trigger to instant protection
- 01Partner Journey
- 02Product Recommendation
- 03API Pricing
- 04Customer Consent
- 05Real-Time Issuance
- 06Claims / Service Flow
- 07Analytics
Triggered inside the partner journey
A relevant protection product is recommended at a high-intent moment — checkout, loan disbursal, or booking confirmation — and priced instantly over the API.
Consent to cover in seconds
Once the customer opts in, Coverstore issues a co-branded certificate or policy in real time, with terms delivered directly to the customer.
Service, claims, and visibility
Claims route automatically to TPAs, repair facilities, or service networks, while partners track performance through the analytics hub.
Why partners choose Coverstore
API-first integration
Lightweight, partner-ready APIs that drop into existing journeys without re-platforming.
Multi-category product portfolio
Digital insurance, parametric index solutions, and lifestyle protection from a single platform.
Zero-friction monetization
Turn existing customer traffic into protection revenue without adding operational overhead.
Insurance & technology expertise
Product, compliance, and engineering depth across the full protection value chain.
Ready to launch embedded protection products?
Partner with Coverstore to integrate insurance, warranty, parametric, and lifestyle protection into your existing customer journey.